Natalie McNeal opened her bills in January 2008 to find that she was a staggering five figures-$20,000!-in debt. Young, hip and gainfully (if Dilbert-ly) employed, Natalie loved her lifestyle of regular mani/pedis, daily takeout and nights on the town, but clearly something had to give. And so The Frugalista Files was born. Through her blog, Natalie confessed her spending habits to the world-and it turns out she wasn't the only one having trouble balancing the budget! From the drastic "no-buy" month that kicked it all off to the career gamble that threatened to put her deeper in the hole, The Frugalista Files shares Natalie's personal and professional transformation from cubicle rat to take-charge career girl. It is possible to get ahead without giving up on the fabulous life. This is personal finance in peep-toe pumps-the empowering true story of one woman's personal and professional transformation and your ultimate guide to living the Frugalista lifestyle, too.

As more and more people find themselves facing financial difficulties-as a result of everything from the recent credit crisis to the bursting of the housing bubble-an increasing number of people are looking for reliable information to help them get back on the right track.

Strategies and tools to live debt freeThe world of borrowing and debt management has changed dramatically, leaving people confused about how best to secure their financial future. This book is the only guide with detailed advice to help you become debt free or master the debt you have, based on the latest laws and new government programs and policies implemented under the Obama administration.Is the information and advice on debt management different than in years past? Definitely. In this savvy, engaging guide, bestselling financial expert Jordan Goodman will tell you how to Win the mortgage game: avoid foreclosure, obtain the best refi, and modify your mortgage even if it is "under water" Clean up your credit report and dramatically boost your credit score Negotiate new terms and payments for burdensome medical bills, student loans, and credit cards Protect yourself from the devastation of identity theft Master the new credit card rules, and avoid the rate and fee traps Learn a revolutionary strategy that will help you become mortgage free in 5 to 7 years, change the way you pay all your bills, and save hundreds of thousands of dollarsMaster Your Debt recommends many pioneering strategies as it lays out an innovative plan for achieving the elusive goal of financial success. The book is filled with helpful web sites, toll free numbers, associations and government agencies, and vetted companies and services to help you implement this advice. In today's volatile economy, getting out of debt is the key to surviving and thriving, and author Jordan Goodman provides you with the strategies and tools to live debt free.

Six years ago, during more pleasant financial times, I wrote Pay it Down!, the Rx for getting out of debt. It helped hundreds of thousands of readers, as well as the million people who participated in the Debt Diet on The Oprah Winfrey Show (based largely on the information in the book). But as the economy twisted and turned, some of the rules of the road did too, and this year, I decided to update that go-to guide for paying off your debt. The fact is, whether you're trying to negotiate with your creditors, modify your mortgage, bring up your credit score or manage your student loans, you need different strategies than you needed a scant half-decade ago. And in this new version of Pay it Down! I give them to you in straightforward, easy-to-understand terms. Follow my plan, and in three years, you'll be credit-card free. In five years, you'll have a safety net, so you don't have to reach for a credit card when the furnace blows or the dog gets sick. And in ten years, you'll have a healthy nest egg for retirement. Even in these troubled times, you can pay down your debt with only $10 a day. You can find the money. I'll show you how.

In these challenging financial times, the American Bar Association Guide to Credit and Bankruptcy, Second Edition, offers clear and essential information on how to build and protect your credit and wisely handle debt, and what to consider when bankruptcy seems like an option. Updated and revised to reflect current legal realities, this book will help you determine what you can do on your own-and when to reach out to a lawyer-when you are working to:

Did you answer yes to at least one of these questions? Have you given up hope that you will ever recover from your desperate financial situation? Don't despair. Just open this book and discover the simple steps that will allow you to take control of your finances and your life.

As one of only eight senators to vote against bank deregulation, Byron Dorgan warned America that a free-market system left unchecked is like a driving a car at ninety miles per hour without brakes. With the recent financial collapse having proven him right, Dorgan exposes this modern-day carnival of greed andnbsp;calls out the corporate executives who reap millions and even billions as a “reward” for self-interest and mismanagement. More poignantly, he argues that public officials we elect to represent the best interests of the people have sold us out, as government has become a partner to Big Oil, Big Media, and Big Pharma.nbsp; In his prairie-populist voice peppered with incisive wit, Dorgan argues that we must rescue the economy from the influence of financial conglomerates and power brokers, and to hold our public officials accountable for regulating the economy.

Praise for The Debt-Free Millionaire"The Debt-Free Millionaire is a clarion call for a generation that was brought up on spending tomorrow's money today. As someone who spent time in the financial services industry, I can unequivocally state that Anthony's pragmatic and refreshingly contrarian approach to the real secrets of cash-flow management-and leveraging the credit system-are a breath of fresh air in a smog-choked world of misinformation and confusing financial advice.I can think of a million reasons to read it." -Michael DiFrisco President, BrandXcellence"Read this book. Do what it says. Start living the dream. If you're ready totake charge of your financial future, this is the place to start." -Keith J. Cunningham Keys to the Vault & Business School for Entrepreneurs"The Debt-Free Millionaire offers unique insights, little known strategies and easy-to-understand practical tools to first manage then eliminate debt. It is amust read for both consumers and financial professionals to better explain the often complex world of debt management. More like getting sensible advice from a good friend than a technical financial advisor." -Roy Balfour President of Ro-Mart Inc."Tony has produced a clear and straightforward guide to debt, and how to eliminate it, that is as timely as it is needed. Anyone who follows the program in this book will be glad they did." -Jeffrey K. Meek Former Vice President-Recovery Operations, WaMu Card Services"Great for readers of all ages and in all financial stages. This isn't one of those get-rich-quick schemes. This book provides a foundation for a paradigm shift in your thinking process and allows for you to see how toachieve the seemingly unachievable. I was hooked from the beginning!" -Jenna Keehnen Executive Director, www.USOBA.org